Just made my last purchase and am starting to put out door hangers. Thanks to all the excellent advice given by everyone here. I decided to pay cash for all of my equipment for this new start-up up front.(No monthly equipment payments to worry about) Glad to finally get started. I am not expecting much for my first year but am ready to go. Only going for home owner accounts. Again thank you to all who contribute their terrific insight into this business. Knowledge is power! With this site I feel very empowered. You can check out my Sig to see how I did on equipment. Although it is too late to change anything your input is always appreciated.