Although I only have three customers that ask me to take credit card payments. I finally have decided to give it a try. I just don't know what method to try that works best and of course the least cost. My bank has merchant accounts. I see things such as pay pal. But what do most of you see as the most common situation to get paid via plastic? In the field? Online? Use a mobile card reader? I am asking the most remedial question here. So don't beat me up to much. It looks to me if I go with all the bells and whistles to accept a couple of payments per month for any situation it would cost several hundred dollars to get started. Then the transaction fees.