I know alot of you guys are looking to finance some equipment this winter. I just got some info from Sheffield. You need a 620 beacon and it should go through without a hitch. He said they can work some deals as low as a 575 with a 30% down payment. Just a little info so you don't fill out the application at your dealer and feel stupid if your turned down. And if you dont have the credit for that you can always get a Deere or a Great Dane.