Thought I would share this information. This is for Florida. First thing to do is call NCCI at 800-622-4123. Ask for your "Risk Class Code". They will ask you some questions to determine what your code is. After you get your code, call the Division of Workers' Compensation at 850-413-1609. Give them your code. They will ask some questions and determine your exemption status. In a few days you will receive your certificate of exemption. In my specific case, I don't have to carry Workers' Compensation coverage unless I have 4 or more employees and I do not count. Each case is probably different. Thought this was useful info that should be passed on. It only took a couple minutes on the phone and it was quite painless.