I snipped this from my pictures thread... Pay attention all you uninsured guys.... I was plowing a trucking company lot and I was looking out my lefthand window at a snowpile, wondering where I was going to push it. I happened to be a little farther to the right than I thought. I was backing up, then a jerk and a crunch... OOPS. Tip - Semitrailers don't move For you guys who whine that insurance is something you can't afford, wait till you do something like this. I paid $500 out of pocket, without insurance this would have been almost 6K out of my pocket... Remember, insurance is only expensive until you have to use it. Yeah sure, just watch where you're going, yes I get that... But **** happens. The floor of the bed was crinkled up, bumper bent and bumper brackets bent. Luckily, I missed the salter by about 10 inches. She's good as new now. All new(take off from an '09) bed, new liner... New stickers... Even with an '09 gate haha! Point of this thread? If you don't have insurance, you should strongly consider it. It can save your ass! The trailer was a bit messed up and if the customer would have wanted it fixed(they didn't care as it was an out of service storage trailer), my liability portion of my insurance would have covered the cost.