General Liability Insurance?

Discussion in 'Business Operations' started by T.Brandon, Feb 13, 2009.

  1. T.Brandon

    T.Brandon LawnSite Senior Member
    Posts: 590

    In order to get General liability insurance do I have to obtain my state horticulture license?
     
  2. DLAWNS

    DLAWNS LawnSite Fanatic
    Posts: 5,778

    I don't know about your state, but there is nothing like that in Jersey.
     
  3. T.Brandon

    T.Brandon LawnSite Senior Member
    Posts: 590

    Meaning? That I do need my Horticulutre license to carry G.L
     
  4. DLAWNS

    DLAWNS LawnSite Fanatic
    Posts: 5,778

    Well, what I mean is what is this horticulture license? Is it a pesticide license or is a BS license that the state made up just to charge you money? I don't think you need any kind of license to get G.L. I don't remember if I even had to show them my incorporation papers or not. But like I was getting at in my first reply, I could be wrong because it could vary state to state.
     
  5. Tommy Boy

    Tommy Boy LawnSite Member
    Posts: 220

    Most insurance agents could care less, go tell them (Not ask) that you need a quote for General Liability Insurance for a Landscaping Business with chemical application. You will get lot's of response back, they could care less if you have a license
     
  6. Big C

    Big C LawnSite Bronze Member
    Posts: 1,641

    No, in Louisiana you do not need a hort. lic. to get GL insurance..all they need is a rundown of your services and how many employees you have and just general info about your business....that's it.
     
  7. T.Brandon

    T.Brandon LawnSite Senior Member
    Posts: 590

    Thanks for the info, and I'm guessing thats what the horticulutre license is a money racket
     
  8. kootoomootoo

    kootoomootoo LawnSite Platinum Member
    Posts: 4,369

    To get the license in some states you need to have proof of gl.

    You need a pulse to get gl Big difference.
     
  9. T.Brandon

    T.Brandon LawnSite Senior Member
    Posts: 590

    How much would I been looking at yearly for general liability
     
  10. DLAWNS

    DLAWNS LawnSite Fanatic
    Posts: 5,778

    I believe, depending on the area...that you will pay around $600-$800 a year.
     

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