General Liability Insurance?

Discussion in 'Business Operations' started by T.Brandon, Feb 13, 2009.

  1. T.Brandon

    T.Brandon LawnSite Senior Member
    Posts: 590

    Anyone have any recomendations on insurance companys?
     
  2. TC Lawns

    TC Lawns LawnSite Member
    Posts: 57

    I Just got my General Business Liability Insurance renewed. I am in Alabama and they did not require that I have my license. I have mine through Nationwide because a buddy of mine works there. I am not sure how much GL is by itself, but I have $1M yearly coverage in GL, and my equipment is also covered under my same plan. Because my equipment is covered my policy is $1005 a year. I pay about $87 a month. But its worth it is you need GL to get commercial jobs and also I rest easy knowing my equipment is covered. It doesnt take much for some thug to come cut a lock and steal some equipment, this could have you shut down for weeks or months if you dont have the extra cash to purchase new equipment. I think my equipment coverage is $10,000
     
  3. TC Lawns

    TC Lawns LawnSite Member
    Posts: 57

    T.Brandon...
    Nationwide Insurance (Tuscaloosa, AL.)
    See Joe McCulley,
    (205) 553-4300
    Tell him Chad sent you, he can work you out a pretty good deal.
     
  4. DLAWNS

    DLAWNS LawnSite Fanatic
    Posts: 5,778

    They're not in my area, but a lot of guys on here say that Erie Insurance is good.
     
  5. TC Lawns

    TC Lawns LawnSite Member
    Posts: 57

    I've heard the same thing about Erie
     
  6. T.Brandon

    T.Brandon LawnSite Senior Member
    Posts: 590

    Tc what are you paying for your insurance?
     
  7. TC Lawns

    TC Lawns LawnSite Member
    Posts: 57

    Im paying about $83/mth. This includes $1M in liability, $10,000 in equipment, and I think $2000 in "installation"
     
  8. T.Brandon

    T.Brandon LawnSite Senior Member
    Posts: 590

    Tc, By calling the insurance co that is in AL will I be able to use it down here In louisiana?
     

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