I'm at a point in Green Pastures Landscaping where I'm comfortable. I'm paying all my bills, I have a bit of debt but it's manageable. I'm able to pay that debt off at a reasonable rate. I do not have health insurance. I'm single. Not very much in savings as I spent all that to get some equipment, but able to put money away in savings each month. I want to get more into managing and growing my business rather than actually doing the "work" of the business. I want more grounds maintenance contracts, so I can actually employ crews to do all the maintenance work. I want more work from builders, taking properties from the stage where the house is built but has ZERO landscaping, to where it is completely landscaped and irrigated. I want to employ crew's to completely take over the new landscape installation division of my business. I want to hire competent, experienced people to start an irrigation division for my business. I feel like if I had more time to bid and talk to potential customers I could get more work. If I could get more work I could employ more people. If I could employ more people I could get more work. If I could...... It's the same old thing though that has concerned me from the day I started this business what comes first, the chicken or the egg? Do you grow slowly and continuously to get over the plateaus, or do you get into some debt and jump up to the next level? I know this is a completely subjective question and EVERYBODY has a different answer, so please don't state the obvious. I'm not a complete idiot. Just discuss how you deal with it and explain what circumstances made you deal with it the way you did.