Alright Guys...Let me have it! I am an honest person who trying to do good things and treat people well. I got stung for $2,200 last year because I do not have clients sign contracts. As of today, I am about to lose $3,300 to (3) different clients, because I did not have them sign contracts. Client #1 - another LCO Client #2 - three year client that said they did not authorize the work. Client #3 - my Landlord at the warehouse I rent. Said the invoice was too high. Next year, I will join the ranks and complete no work without signed approval and payment instructions. I hate the thought of working like this. It just blows me away when people intentionally deceive and steal from me.