I'm starting this spring in western Michigan. Been doing alot of looking at mowers, Gravely seems to be the best bang for the buck. Only doing this part-time, after hours. But with the one maybe two commercial accounts, I should be able to pay for it in 1 season. Debt is a four letter word to me. So Gravely vs Exmark, Toro, John Deere? A side question, do I buy accessories with them, stripper, bagger...?