Health INS help.. Need expert advice

Discussion in 'Starting a Lawn Care Business' started by KcLawnServices, Jan 21, 2006.

  1. KcLawnServices

    KcLawnServices LawnSite Member
    Posts: 42

    For the people that has been in this along time...Who do you have for health INS,Retirement plans ?
  2. turf dog

    turf dog LawnSite Member
    Posts: 108

    For health ins for me and my family I carry blue cross/blue shield ppo plan for $470 a month. For my retirement I have set up a SEP ira Plan through MFS mutual funds. When setting up your SEP plan it is very cheap, you can go directly to any mutual fund a set one up.
  3. Thistle

    Thistle LawnSite Member
    from Oregon
    Posts: 21

    I have been at this for a while. I have an HSA(health savings account) thru State Farm. $140 per month, $2600 deductible, $205 per month into the savings account. I only insure myself.
    Like Turf Dog said Sep ira, but I prefer Vanguard. Check thier website. If you do some research and read some books Vanguard will most likely be your choice.
  4. cpritch

    cpritch LawnSite Member
    Posts: 77

    Like the others said, SEP IRA is definitely the way to go. I prefer though to have an actual advisor to talk to, the same one every time instead of a 800# to call that you get from most of those online places. I have a guy you can talk to in KC that specializes in working with the self employed. I can't PM yet, so just call me if you want his name and number. 785.218.9141.

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