Does anyone have an affordable and realistic plan for Health Care for yourself and employees? As most of you, our employees generally work 9-10 months a year, and are laid off the remaining months. I would like to be able to offer full time folks some sort of decent health coverage. Just thinking about it, maybe we, as a company, could cover part of cost, with employees kicking in remainder, but not sure how to make this work well. I have tried to get cost estimates for employees, but most plans are ridiculously high priced, practically out of reach for workers. Also, there is a concern on how premiums would be paid by employees in the "off season". Just looking for ideas or to see what other small companies do for Health insurance. Generally we employ 5-10 full time workers in season.