health insurance

Discussion in 'Business Operations' started by tiedeman, Jul 25, 2003.

  1. tiedeman

    tiedeman LawnSite Fanatic
    from earth
    Posts: 8,745

    for those that provide health insurane to your employees where is a good provider? Righ now I am going through one and I would like to find a cheaper one if possible.
    :confused:
     
  2. GLAN

    GLAN Banned
    Posts: 1,647

    I don't offer it.
     
  3. smburgess

    smburgess LawnSite Senior Member
    Posts: 469

    I DO offer it so I'll reply to the post. Thanks for your input GLAN;)

    Anthem has been great, they use to be Trigon. The rates go up every year, but the coverage seems to be really good. Rates for someone in their mid twenties is around $135 per month. That's with a $10 co-pay.
     
  4. tiedeman

    tiedeman LawnSite Fanatic
    from earth
    Posts: 8,745

    That is still more than what I am paying. I am paying around $89 a month for a 80/20 coverage for the guys
     
  5. mtdman

    mtdman LawnSite Gold Member
    Posts: 3,137

    Who is your provider?

    :D
     
  6. smburgess

    smburgess LawnSite Senior Member
    Posts: 469

    $89 ? And your looking for a lower premium? Look at your coverage, for 80/20 that sounds about right. Of course if you aren't too concerned with the coverage I'm sure you will be able to find CHEAPer insurance!
     
  7. GLAN

    GLAN Banned
    Posts: 1,647

    Hmmm....................$135, $89.......................

    I have to do some calls, every quote I have gotten was $350 and up a month.
     
  8. tiedeman

    tiedeman LawnSite Fanatic
    from earth
    Posts: 8,745

    it is PPO coverage though

    Golden Rule is the insurance company
     
  9. tiedeman

    tiedeman LawnSite Fanatic
    from earth
    Posts: 8,745

    this is how I get it so cheap...we don't go through the business. What I do is have the guys get the insurance under them, not under the business and then I just cut them a check every quarter for the cost. That is how I get it so cheap.
     
  10. GLAN

    GLAN Banned
    Posts: 1,647

    Smart..............
    Thanks :)
     

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