health insurance

Discussion in 'Business Operations' started by bobbygedd, Aug 9, 2003.

  1. bobbygedd

    bobbygedd LawnSite Fanatic
    from NJ
    Posts: 10,178

    what could i expect to pay for a family of 4, for medical coverage? also, has anyone had cobra, and how much was that. thanx
     
  2. rkbrown

    rkbrown LawnSite Senior Member
    Posts: 533

    My COBRA is a little over $500/month for a family of 4. Runs out in about 10 months, though.
     
  3. Gr grass n Hi tides

    Gr grass n Hi tides LawnSite Bronze Member
    Posts: 1,020

    You can get some quotes on line at www.quotesmith.com
    Celtic is a large company that wants to become an even bigger player like BC/BS, their rates are very competitive but I'm not sure about your area.
     
  4. bobbygedd

    bobbygedd LawnSite Fanatic
    from NJ
    Posts: 10,178

    rk brown, how long total can you keep cobra?
     
  5. Frank2

    Frank2 LawnSite Member
    Posts: 102

    Bobby....cobra is good for 18 months. Mine just ran out on me in July.
     
  6. rkbrown

    rkbrown LawnSite Senior Member
    Posts: 533

    18 months is correct.
     
  7. Green in Idaho

    Green in Idaho LawnSite Senior Member
    from Idaho
    Posts: 833

    COBRA is for current employees leaving employment with existing coverage.

    IF you are not currently covered there is no COBRA to deal with. It is only a law that says employee can maintain the employers insurance at their own cost.

    Health Insurance Premiums ALL depend on what co-pays you choose, deductibles, etc. or if you go HMO style... Can range from 200-1200/mo for the same family depending on the options.
     
  8. bobbygedd

    bobbygedd LawnSite Fanatic
    from NJ
    Posts: 10,178

    green, i understand cobra is for employees who are covered, then leave. i am currently employed, and have coverage, i fear my employment status may change though, very shortly.
     
  9. DUSTYCEDAR

    DUSTYCEDAR LawnSite Fanatic
    from PA
    Posts: 5,137

    did you're ******** co workers see you're thoughts on them:dizzy:
     
  10. bobbygedd

    bobbygedd LawnSite Fanatic
    from NJ
    Posts: 10,178

    funny u should ask, yes, they did. i make it very clear how i feel about them.
     

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