1. Missed the live Ask the Expert event?
    Not to worry. Check out the archived thread of the Q&A with Ken Hutcheson, President of U.S. Lawns, and the LawnSite community in the Franchising forum .

    Dismiss Notice

health insurance

Discussion in 'Business Operations' started by bobbygedd, Aug 9, 2003.


    DUSTYCEDAR LawnSite Fanatic
    from PA
    Posts: 5,137

    be careful what u say or PRINT u never know who is listing.
  2. bobbygedd

    bobbygedd LawnSite Fanatic
    from NJ
    Posts: 10,178

    i dont understand? who could be listening, that i could care less about? i made it very clear to the company, that , by not having any kind of a training program, and having employees who are both incompetent, and uncooperative, is a lose lose situation. they have constantly repeated , "you are responsible for these people." however, i dont have the athority to hire, fire, or repromand, and the company wont back me in any way when an employee is uncooperative. hell, ive even been assualted by a cooworker, right in front of a supervisor, and it was completetly overlooked. so, i dont get your last post, "u never know who is watching".

    DUSTYCEDAR LawnSite Fanatic
    from PA
    Posts: 5,137

    wasn't aware that the company new u were unhappy and there were problems
  4. Green in Idaho

    Green in Idaho LawnSite Senior Member
    from Idaho
    Posts: 833

    Maybe ask for the nice gentle lay-off to qualify for unemployment comp... A little cushion to expand your biz.

    I know someone who did it. He knew they couldn't fire him and they knew he didn't want to out right quit due to family, but he and the owners also knew it wasn't working out so they agreed to do a layoff and meet the requirements of it...
  5. bobbygedd

    bobbygedd LawnSite Fanatic
    from NJ
    Posts: 10,178

    good idea green
  6. Tomt

    Tomt LawnSite Member
    Posts: 212

    Be careful of COBRA costs.

    I was ask to leave a major corp. in Jan.03. I got a nice severance package and the COBRA to cover the ins.

    For the first 12 month monthly payment was the same as when I was employed, $133.00/month for family.This is a great price for very good coverage ins.

    Starting the 13th month the cost would go to, glad I was sitting, $1200.00 per month, but I could keep the coverage for 6 more month, don't think so.

    I hope this may help someone keep from going down that path.:dizzy:
  7. DLS1

    DLS1 LawnSite Bronze Member
    Posts: 1,619

    Hey Tomt, from my one time experience with Cobra I paid my usual insurance rate plus what the company was paying for their part of the insurance. Sounds like you got a good deal for 12 months.
    I was paying $700 month in between contract programming assignments when I normally pay about $250 a month (medical/dental) for family when working.

    Luckly I was out of work only for 2 months.
  8. Green in Idaho

    Green in Idaho LawnSite Senior Member
    from Idaho
    Posts: 833

    Health insurance (and ALL insurance) is insane!

    1,200/mo is $14,400 in a year!!!!!

    Go one year without a accident and you pretty much can be self-insured. Until you hit a major medical of $50,000 + And why in the hel does ANY medical accident cost more than $50,000 (cheap).... Heart surgery is enough is to wipe you out. I think I'd rather die than pay that much money to the medical machine!

    It is all terribly wrong!
  9. goose

    goose LawnSite Member
    Posts: 177

    I pay about $490 a month for a family of 3 . This is for health , dental and vision .
  10. Dr. Mow

    Dr. Mow LawnSite Member
    Posts: 109

    we pay 289.00 per month med and vision, but we have a 10,000.oo deductable no that is not a typo i said $10,000.00 but it beats paying 1200.00 per month like bcbs wants

Share This Page