LISTEN TO ME!!! Last year I had a client that was the same way. She owned her own business, lived in a nice neighborhood in a nice house. Drove a BMW, one daughter in private school and one in a private college. Outstanding payer and always wanted extras and always paid the day the work was finished even though I told her numerous times that I billed monthly and she could just pay then. Never a problem or an issue. Then out of the blue she started asking me to "hold" her checks. First a day or two, then a week, then a month. But I too thought no biggie. Then her checks started bouncing. After her third bounced check I dropped her. Hated to but business is business. Next thing I see her house is foreclosed on, car repoed and she is gone. There IS A REASON she wants the check held and it is a financial one. Maybe short term, maybe long term....but beware!