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Home owner insurance for pavers

Discussion in 'Hardscaping' started by Newguy25, Apr 14, 2011.

  1. Newguy25

    Newguy25 LawnSite Member
    Posts: 120

    Hey guys and gals.

    Has anyone seen info on advantages of pavers vs. stamped concrete. With pavers being safer for insurance reasons? Mainly homeowner insuance and business insurance. I know slip and falls are more common on stamped concrete. Anyone seen this kind of info and where I can find it? Thanks!
  2. DVS Hardscaper

    DVS Hardscaper LawnSite Fanatic
    Posts: 6,417

    Best insurance is to not let sloppy drunks onto your property.

    Seriously, who would track what type of pavement people fall on?????

    Posted via Mobile Device
  3. PaperCutter

    PaperCutter LawnSite Bronze Member
    Posts: 1,943

    Ask your insurance agent to introduce you to his company's actuaries sometime. Those folks get off on that kind of obscure data.
  4. Newguy25

    Newguy25 LawnSite Member
    Posts: 120

    There is a local college in my area that went the paver route versus stamped concrete due to insurance reasons. Im trying to find documents to support this fact for talking to customers. Stamped concrete is a huge problem in are market because people are uneducated and only care about price. I believe this info is just another reason to go pavers.
  5. PaperCutter

    PaperCutter LawnSite Bronze Member
    Posts: 1,943

    Now that I think about it, if you do some digging you may find some information comparing the coefficient of friction of the surfaces. I know that for commercial interiors there's a minimum standard for that, so it's a place to start.

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