Holy Cripes i just noticed you are right around the corner from me. I have definitely passed you working before. I live in the Erin/Georgetown area with my yard in Caledon. What Dealers have you been talking with? I can honestly say talk to the guys at Bobcat of Brantford. The give very competitive numbers , and are excellent to deal with. Much better then the guys from the k/w area ... As for the t190 look for one with an A91 package. This includes cab with heat and air, keyless start, pilot/hand controls, etc.