How many of you guys have your employees under workman's comp.?

Discussion in 'Business Operations' started by ConPro, Mar 12, 2003.

  1. ConPro

    ConPro LawnSite Member
    Posts: 116

    This will be my first year with it. Touchy situation for some.
     
  2. J&R

    J&R LawnSite Senior Member
    Posts: 835

    Lucky i guess 10 years with on claims on my worker comp.
     
  3. All my employees' are under WC.
     
  4. Fantasy Lawns

    Fantasy Lawns LawnSite Bronze Member
    Posts: 1,913

    Fore Us if you have more than 3 hourly's you gotta have it ;->
     
  5. grshppr

    grshppr LawnSite Senior Member
    Posts: 301

    Yep, I've got to have it on all employees. It is reasonably priced, 2.13%/$100.
     
  6. Doc Pete

    Doc Pete LawnSite Gold Member
    Posts: 3,469

    My commerical accounts demand it. I just feel safer with it.
    Pete
     
  7. John Allin

    John Allin LawnSite Bronze Member
    Posts: 1,489

    Professional landscapers have WC, and comply with the laws of their respective states.

    Scrubs do not.

    We all have choices......
     
  8. Doc Pete

    Doc Pete LawnSite Gold Member
    Posts: 3,469

    The best solution would be for the Consumer to wake and realize WC is what they should demand for "Their safety", not ours.......
    Pete
     
  9. BRL

    BRL LawnSite Bronze Member
    Posts: 1,211

    "The best solution would be for the Consumer to wake and realize WC is what they should demand for "Their safety", not ours.......
    Pete"

    Uh Pete,
    Here in NJ the consumers don't have to "wake up & demand it", the NJ Legislature has made it mandatory (for many years now). You must carry Wormen's Compensation insurance for all employees, and most if not all consumers know that already? If a consumer "demands it" they are most likely requesting a certificate from your insurance company that proves that you are not breaking the laws while working at their property. Each state has it's own regulations regarding this, so there may be different options posted in a thread here. From the NJ WC Web site, and those rules are basically the same for Corps etc.:

    Sole Proprietorship – All sole proprietorships operating in NJ must obtain WC insurance or be approved for self-insurance as long as any one or more individuals, excluding the business owner, receives compensation for service. There are no exclusions for family members or minimum payroll.



    http://www.nj.gov/labor/wc/insure.htm
     
  10. BRL

    BRL LawnSite Bronze Member
    Posts: 1,211

    I just realized that it's possible you are a sole proprietor with no employees. If that is the case then I see where your comments are coming from in that perspective.
     

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