great post, i love all your posts/threads. i dont know why so many break your stones, your giving some of the most honest and straight advice on here. you made me rethink growing and downsized. my net is way up over last year and gross income is only slightly down. not only that, i stopped doing all the back breaking work and took a seat back on a mower. my body is much happier and I can lift my 5 year old again without my back going out. thanks Ditto the "Procut for pres"