To be real honest I haven't had personal insurance for a while. I would use that as a business expense of course. So at $150/month, plus truck payment, gas, liabaility insurance, truck insurance, cell. That's it since I am solo, my equipment is paid for. Expenses for 30 lawns would be around $1150a month. Plus I pay myself a set amount each month, so I'd be taking around $3000 a month and putting it right back into the business. So for 7.5 months I'd have 22,500 in the bank, less taxes, about $17,800. I don't really want to put anything away quite yet for retirement being I am only 24. Once I get a little later in my 20's I will start thinking about it.