I have used "yourcostcenter.com" and can recommend it.It's a highly useful program for determining overhead and expenses as well as profit.It's easy to use and truly opens a new door in projecting and establishing hourly rates.(Something all contractors struggle with,especially start ups.) I recommend starting with the 30 day trial. Perhaps the moderator can post some screen shots? Companies with employees or thinking of adding employees will benefit even more.You'll get to see the true cost of business.