Insurance and Licenses

Discussion in 'Business Operations' started by mcwlandscaping, Jul 28, 2005.

  1. mcwlandscaping

    mcwlandscaping LawnSite Gold Member
    Posts: 3,164

    How much are typical city and state licenses for landscaping? Also, same question for the liability insurance. I think my business has grown so big that I may need it next year. I know I would have to do it through my parents. If anyone knows the rates and prices it would be greatly appreciated. Especially from someone from NH. THANKS

    :cool2:
     
  2. imdawrlus

    imdawrlus LawnSite Member
    Posts: 49

    kid your 14 stop worrying about that kind of stuff..just keep cutting grass...
     
  3. ClayMcC

    ClayMcC LawnSite Member
    Posts: 57

    Congrats on your new Metro! (I also have a Metro 48... got mine back in 1995).

    Ok... about insurance. I only do a few yards to make some extra money, and for the exercise, but I think insurance is important. I just have liability, but since you have a new, expensive mower, you might want to get it covered too.

    I pay about $250 per year. My deductible is $1,000. The underwriting company name is Zurich. My Agent is a local company (I think)... Zander.

    Basically, my policy says that I'm allowed to cut grass, weed eat, trim hedges... just the general stuff... but it's specific about what I can't do. I'm not allowed to use a chain saw, for example.

    Have you visited the section here called: "Books, Templates, Forms, Tutorials"? I think I'm going to spend the $140 and get the whole package... from reading all they're offering... seems like it's worth every penny.

    Good luck with your business. I wish you success.
     
  4. mcwlandscaping

    mcwlandscaping LawnSite Gold Member
    Posts: 3,164

    And could anyone describe the process of getting the insurance and licenses?
     
  5. MMLawn

    MMLawn LawnSite Gold Member
    Posts: 3,569


    Yeah.....wait 4 more years until you are 18 years old...cause a 14 year old such as yourself can't have or obatin comeercial insurance or a business license.
     

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