I posted about a week back about my concern that my general liability policy with State Farm would not cover me under my Indiana 3b pesticide license. I've since had conversations with my agent and the Office of the Indiana State Chemist (OISC), which regulates pesticides in Indiana. My agent insists that my policy covers the requirements of the OISC, even after I showed him the printout of the OISC website listing the insurance requirements. He also explained that even if there were a claim and SF denied coverage, he'd have to cover me with HIS insurance, which he described as "if I say something stupid that isn't true" insurance. I also talked to the OISC, and they just said that the requirement was $300k in general liability coverage. So let me ask you this: IF my agent insists that I'm covered, and is willing to document our conversations in writing, and IF the OISC seems satisfied, do I still have any reason to be dubious about the whole thing? I want sufficient coverage, both to be legal, and to be properly protected, but at the same time I don't want to spend a nickel more than I have to. At $424/year for $1M in liability coverage AND proper pesticide coverage, is it possible to go wrong? Come on, just TRY and poke some holes in my world! Comments?