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Insurance Help Please!!!

Discussion in 'Business Operations' started by qualitylawnlc, Jul 10, 2007.

  1. qualitylawnlc

    qualitylawnlc LawnSite Member
    Posts: 40

    I'm bidding on a factory just out of town and I am very close to putting this thithing together. Problem is, the require liability insurance is 2 million and the most I can get through my agent is a 1 million per occurance with a 2 million aggregate ( per year limit ). Any suggestions on insurance that can give me the limits I need. The only way I can accomplish this with my current company is to purchase two policies.
  2. The Captain

    The Captain LawnSite Senior Member
    Posts: 607

    You may have to go to another company. Does the client really require 2 mill. per or aggregate? I've been lucky I guess getting by with the 1 mill. per occurance.
  3. AJ Lawnscapes

    AJ Lawnscapes LawnSite Senior Member
    Posts: 322


    My State Farm agent said they couldn't insure the landscaping part of my Lawn and Landscaping company. Their underwriters suggested this site.

  4. carcrz

    carcrz LawnSite Silver Member
    Posts: 2,085

    Grubb & Ellis also requires 2 mil on your policy to get a contract w/ them. It may have been just this location though, not certain.
  5. qualitylawnlc

    qualitylawnlc LawnSite Member
    Posts: 40

    Thanks for the info. My agent is the local farm bureau. I'll try the link you listed.
  6. bohiaa

    bohiaa LawnSite Fanatic
    Posts: 5,220

    yea walmart went up to 2 mil this year..........PITA
  7. newz7151

    newz7151 LawnSite Silver Member
    from Tejas
    Posts: 2,419

    Heck, you could buy out the inventory of a local wal-mart with 2 mil... twice!

    Could you just see them trying to bag all that up and take it out to your semi? :laugh:

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