Insurance Poll

Discussion in 'Industry Surveys & Polls' started by weeze, Apr 27, 2014.

  1. weeze

    weeze LawnSite Fanatic
    Posts: 7,819

    Have you ever had to make a claim on your insurance because you injured a person while mowing or doing other various lawn work?

    A simple yes or no question. details about any incidents please. :)
     
  2. weeze

    weeze LawnSite Fanatic
    Posts: 7,819

    I'll go first. My answer is NO.
     
  3. watatrp

    watatrp LawnSite Senior Member
    Posts: 489

    My answer is also no. However, I have paid out of pocket for a few minor repairs over the years while insured. I also have a couple of commercial accounts that require that I have insurance. I also insure my equipment for theft and loss.
     
  4. ozarkbilly

    ozarkbilly LawnSite Member
    Posts: 85

    No claims for me
     
  5. JCLawn and more

    JCLawn and more LawnSite Fanatic
    from MI
    Posts: 5,204

    I had a rock go through a driver side window while the guy was in the car. He was cool about it and I got one from a junk yard. If it would of been in the right place he would of been going to the hospital on my dollar.
    Posted via Mobile Device
     
  6. clydebusa

    clydebusa LawnSite Bronze Member
    Posts: 1,660

    Yes , couple of windows in 30 years.
     
  7. southerntide

    southerntide LawnSite Gold Member
    Male, from Alabama
    Posts: 3,810

    no I have been hit myself though 200mph stick does not feel good on back of head haha

    Broke only one window once but it was a family friends and we have another close family friend with a big glass business less than a mile from home so was quick and easy to get cleared up and no cost.

    We always mow away from glass
     
  8. southerntide

    southerntide LawnSite Gold Member
    Male, from Alabama
    Posts: 3,810

    Open carry down here so not many looking to steal something with a large caliber handgun on your side. As for home neighbors watch over most are armed well. :usflag:

    Surprising due to the Meth problem we have down here cannot let your guard down ever.
     
  9. weeze

    weeze LawnSite Fanatic
    Posts: 7,819

    I did break a window one time in my first year mowing. it was a trailer park and the grass was a foot tall and a piece of a bed spring was hidden in the weeds/grass.

    cost to replace the window was $25. I just gave them some cash and that was that.
     
  10. clydebusa

    clydebusa LawnSite Bronze Member
    Posts: 1,660

    ^^^^^

    Same here but a husky lost its deck wheel and shot it to the french door, Should of been mowing towards the glass shot it from the opposite direction.
    :laugh:
     

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