Insurance prices

Discussion in 'Pesticide & Herbicide Application' started by cleancutccl, Feb 10, 2005.

  1. cleancutccl

    cleancutccl LawnSite Senior Member
    Posts: 698

    For you guys that do your own fertilizer/insecticide/herbicide treatments along with lawn maintenance and snow removal how much are you paying a year for general liability of 1000000. This is for S corp insurance, my best quote so far is for 1400.00 a year.
     
  2. sjj14

    sjj14 LawnSite Member
    Posts: 97

    can't say for the snow removal & maitenence end but for 1 million for just pesticides its around $1100 here in the philly area. Sounds like if your covering all other aspects of your bus. for an additonal $300 its not a bad quote. Take into consideration that insurance #'s vary greatly regionally and history of claims.
     
  3. cleancutccl

    cleancutccl LawnSite Senior Member
    Posts: 698

    It took me forever just to find a company that will insure for pesticides. If they did offer that service they said that I had to have all my other insurance with them. I just kept getting the runaround.
     
  4. sjj14

    sjj14 LawnSite Member
    Posts: 97

    I hear ya on that one. Took me 2 months to get ins. Did you by chance end up with Scottsdale? They were the only choice for me. Erie wanted to see 3 years of history on my own before they would even look at me. This is in a few months so I will be calling. They were cheaper but are selective and are quick to bump up your rates after any claims, so I hear.
     
  5. cleancutccl

    cleancutccl LawnSite Senior Member
    Posts: 698

    I had some companies tell me the 3 year thing but actually neither scottsdale or erie were the company with the quote. I actually don't know if they cover Kansas. The company I dealt with was CEK insurance, don't know much about them, just found them yesterday.
     
  6. sjj14

    sjj14 LawnSite Member
    Posts: 97

    you may want to check out Scottsdale. I know they are national and insure obscure occupaitons and situations. Maybe they have their own site or put you in contact with a local agent. Good Luck!!
     
  7. cleancutccl

    cleancutccl LawnSite Senior Member
    Posts: 698

    Thanks, I'll check em out on the net.
     
  8. qps

    qps LawnSite Bronze Member
    from Indy
    Posts: 1,484


    have Erie for 10 years, very few problems and a few claims but no big increases, have been very good to deal with....I don't remember how much my pesticide coverage is...its all lumped into a 5star policy that covers my equipment and trucks.
     
  9. marko

    marko LawnSite Senior Member
    Posts: 963

    $360/yr through Allied with 1 year prior coverage w/ no losses (spraying only). Had Scottsdale in Iowa and it was $600/yr. It was $600/yr here too with no prior experience. Got my truck, equipment and liability for under $1500. I was going to go with Erie but they would not call me back. Oh well
     
  10. cleancutccl

    cleancutccl LawnSite Senior Member
    Posts: 698

    The closest erie office is 228 miles away from me, probably won't work the best for me. Couldn't find any information on scottsdales plans but am still looking.
     

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