I have recieved my Last bill for my insurance and it is due Dec, 20. And will cover January, Feb And march. I am thinking since i do not work during these months just going ahead and cancelling it and saving the 260.00. Money is tight this time of year and i could use it, then i would just get new insurance come March. Is there any problems with doing this. I am licensed and am just curious. Will it effect me in any way?