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Insurance question

Discussion in 'Starting a Lawn Care Business' started by KMT Landscaping, Feb 6, 2004.

  1. KMT Landscaping

    KMT Landscaping LawnSite Member
    Posts: 14

    I am dealing with a business and they require 1 mil in liability and 1 mil in commercial insurance. does anyone know what this would run and whats the difference? Dont mean to sound stupid but new to all this. Thanks

    KMT Landscaping:cool:
  2. SodKing

    SodKing LawnSite Bronze Member
    Posts: 1,648

  3. bleabold

    bleabold LawnSite Member
    Posts: 19

    i got a quote for 1 million / 2 million agregate for $714.00
  4. KMT Landscaping

    KMT Landscaping LawnSite Member
    Posts: 14

    blebold thanks who did you get that quote from?
  5. CRM Lawncare

    CRM Lawncare LawnSite Member
    Posts: 176

    I would find your local independent agent who represents ERIE. Their rates are hard to beat in my area.

  6. Tvov

    Tvov LawnSite Bronze Member
    from CT
    Posts: 1,157

    The 1 million minimum insurance coverages are common now. Shop around, but sometimes it is nice to have a local agent.
  7. Lombardi

    Lombardi LawnSite Senior Member
    Posts: 538

    American Family, $2 mil, $4 mil agg., around $400/yr.
  8. JBNTX

    JBNTX LawnSite Member
    Posts: 6

    i have notice that some of the smaller agencies are willing to give better rates..
  9. promower

    promower LawnSite Bronze Member
    Posts: 1,232

  10. sodzilla

    sodzilla LawnSite Member
    Posts: 219

    American Family wont cover you if you do pesticide aps. Neither will Allstate. If your going to do pesticides your better off going with an indepedent agent. My policy is for 1 mil and covers pesticides. $540 a year through General Casualty

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