1. Missed the live Ask the Expert event?
    Not to worry. Check out the archived thread of the Q&A with Ken Hutcheson, President of U.S. Lawns, and the LawnSite community on the Franchising Forum.

    Dismiss Notice

insurance question

Discussion in 'Business Operations' started by wheeling22, May 23, 2004.

  1. wheeling22

    wheeling22 LawnSite Member
    Posts: 9

    I have been in business for a couple of years (part time) and have no insurance. I have 15 lawns (mostly elderly ladies).
    My question is, How do I go about getting insurance and what kind of insurance and about how much is it.

    Thanx
    Wheeling22
     
  2. lawnman_scott

    lawnman_scott LawnSite Fanatic
    Posts: 7,547

    Call insurance agents for a quote on general liability insurance. It varies depending on area, company, and amount of coverage. You will probably be ok with $300,000/$600,000. That is $300,000 per accident with a $600,000 total cap per year.
     
  3. mtdman

    mtdman LawnSite Gold Member
    Posts: 3,137

    Getting insurance is super easy, nothing to procrastinate about or worry about. Find a commercial insurance agent, get the insurance in place, and put yourself at ease.
     
  4. TSM

    TSM LawnSite Senior Member
    from MA
    Posts: 711

    yep, easy

    call the people you have your auto/truck insured with, they will surely help you

    one word of advice, no need to be 'over insured' The 300,000/600,000 advice given above is good.
     
  5. Johnson

    Johnson LawnSite Member
    Posts: 47

    As stated above, it's a rather easy process. I have 1 million in coverage and pay $505.00 per year including coverage for theft of my equipment and coverage for an employee.
     
  6. tiedeman

    tiedeman LawnSite Fanatic
    from earth
    Posts: 8,745

    I do have to agree that liability insurance is one of the cheapest, yet best investment for your company
     
  7. Team Gopher

    Team Gopher LawnSite Platinum Member
    from -
    Posts: 4,041

Share This Page