Insurance Quote

Discussion in 'Starting a Lawn Care Business' started by B G Property Services, Jan 30, 2006.

  1. B G Property Services

    B G Property Services LawnSite Member
    Posts: 11

    Just received an insurance quote for a million in liability for $1500. Wondering if this is high, low, or sounds about right. (Business is a partnership mowing about 50 properties) Thanks, Mark
     
  2. daveintoledo

    daveintoledo LawnSite Silver Member
    Posts: 2,587

    or is it covering equipment too....

    just liability, im paying 450 a year for one mill....but that is going up, im including equipment now that i have something worth insuring.... nationwide...
     
  3. cpritch

    cpritch LawnSite Member
    Posts: 77

    I'm paying $348/yr on 1 mil liability with coverage for equipment - granted, I don' t have a lot of equipment at this point, but you know, you have to start somewhere.:)
     
  4. soccer911

    soccer911 LawnSite Member
    Posts: 98

    I got a quote last week for 1 million and 2,500 equipment coverage for $1,490 per year and another company quoted me $1,800.

    Kevin
     
  5. bingermann

    bingermann LawnSite Member
    Posts: 6

    I carry 1 mil liability policy with no equipment coverage for $375/year.
     
  6. cwlawley

    cwlawley LawnSite Senior Member
    Posts: 470

    I carry general liability through Erie at $298 for one million in coverage. I also carry 6K in equipment protection through the same company for $80.00 more per year.
     
  7. soccer911

    soccer911 LawnSite Member
    Posts: 98

    give me the number to your insurance agent and let me see if they cover Texas.

    Thank you,
    Kevin
     
  8. firefightergw

    firefightergw LawnSite Gold Member
    from Texas
    Posts: 3,340

    Me too. I carry $100,000 in liability and have about $4000 in equipment ultra-scheduled which means if it is stolen or wrecked they replace it at full cost with $250 deductible for $618 yr. Sounds like that is high if you guys are getting $1mil for less. I use Safeco Insurance.
     
  9. wglawncare

    wglawncare LawnSite Member
    Posts: 91

    Sounds way too high. I pay $248 for 1 million in liablity, no equipment. They gave me a better deal becuase my family has everything else with them. The other company;s would not even touch me because i am 16.
     
  10. cuttinggrassiscool

    cuttinggrassiscool LawnSite Member
    Posts: 71

    im in rhode island and i have tried a few the first place would not touch me(18) and the second was 636 for 300 000 so thats way to high, would anyone mind sharing where i may get a good price on this?
     

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