I have just finished my second year as a Mow, Blow, and Go LCO. During the past two seasons, I have had to refuse numerous customer requests for Weed & Feed, Over-the-Top control of grassy weeds in beds, Fire Ant control, etc. The list goes on. I have had to decline these requests because I am unlicensed to apply pesticides in Texas. I have already begun the process to change my status and by next spring I will be licensed to apply general-purpose products that are available at any Wal-Mart. My liability insurance specifically prohibits "spraying" pesticides. I pay $320/year for $200,000 coverage with Mercury Insurance. Does anyone have any recommendations for insurance companies that offer pesticide coverage in the $300-$400 per year range? Thanks.