insurance

Discussion in 'Starting a Lawn Care Business' started by mp067, Dec 22, 2005.

  1. mp067

    mp067 LawnSite Member
    Posts: 24

    just got a quote for liability insurance 1500 for the year with 2 million in coverage.that will cover any claims against me and cover all my equipment and trailer for theft and /or damage to same. the deductible is 500 per claim. is this high or in the general range others are paying. i live in penna. and do not snow plow. thanks
     
  2. Branchland

    Branchland LawnSite Senior Member
    Posts: 354

    I'm paying about $350 a year for the same. I'm with Erie. Farm Brearu has the best rates but you gotta have good credit. I could get it for $150.
     
  3. Reliable Lawns

    Reliable Lawns LawnSite Member
    Posts: 95

    $ 330.00 per year...
     
  4. mp067

    mp067 LawnSite Member
    Posts: 24

    how much liability do you have? that is a major difference..
     
  5. daveintoledo

    daveintoledo LawnSite Silver Member
    Posts: 2,587

    1 mil coverage, 350, but that doesnt cover equipment.... that is why yours is more, also depends on years of experience, next year im covering equipment too, it will go up a little
     
  6. Gatewayuser

    Gatewayuser LawnSite Bronze Member
    Posts: 1,734

    Thats a good price I pay about $1700 for lawn treatments snowplowing equip coverage and reg liability.
     
  7. TURF DOCTOR

    TURF DOCTOR LawnSite Silver Member
    Posts: 2,138

    Farm bureau here,600,000 $160,00 a year
     
  8. mikefromny

    mikefromny LawnSite Member
    Posts: 224

    how much are new yorkers paying in there insurance?(general liability)
     
  9. The Cowboy

    The Cowboy LawnSite Senior Member
    Posts: 617

    American Family gave me 2 million coverage for everything including tree work below 35 feet, all for 300 bucks. No equipment coverage. I am not worried about it. I leave my keys in the truck at night. Crime is low in my area I live outside of town a good ways.
     
  10. RedWingsDet

    RedWingsDet LawnSite Gold Member
    from Detroit
    Posts: 3,556

    WOW. I need to switch to your agent. Im paying 2400 per year for 1mil liability.
     

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