Insurance

Discussion in 'Starting a Lawn Care Business' started by Aadman, Apr 5, 2006.

  1. Aadman

    Aadman LawnSite Member
    from VA
    Posts: 24

    I'm a newbie...but I have a handul of accounts. I have a potential client for an annual acount that wants a copy of my insurance account. Is this normal? 2 other customers wanted to see it but this one wants a copy of it. Should I not provide and say see ya.... or provide it and do it? I am concerned about a blind sided unjustified claim.

    Any recommendations are appreciated

    Joe
     
  2. 1MajorTom

    1MajorTom Senior Moderator
    Posts: 6,074

    We always provide a copy of insurance card whenever we have been asked.
    Not a problem.
     
  3. Trinity Lawn Care  LLC

    Trinity Lawn Care LLC LawnSite Senior Member
    from NJ
    Posts: 946

    Contact your insurance company and ask for a copy of a certificate of general liability. In New Jersey we are now going to be required to provide every customer that we put "under contract" a certificate of gen. liab.

    btw, this is a normal practice. Most commercial properties a will require this too. As Jodi said "No problem".
     
  4. Aadman

    Aadman LawnSite Member
    from VA
    Posts: 24

    Thanks for the help..Sounds like I was unnessecarily paranoid.

    Joe
     
  5. Runner

    Runner LawnSite Fanatic
    Posts: 13,494

    We are now told that if a client wants a copy of our insurance certificate, for us to tell them to contact our agent and request it - so the client is getting it straight from them. I was told this way, the insurance company knows who all it is being presented to. It makes sense.
     
  6. 4x4Jim

    4x4Jim LawnSite Member
    Posts: 56

    I just give them the number and have my clients contact my insurance agent.
     

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