I need help can anyone give me any figures in insurance [what theyre paying for what kind of coverage? and insurance company names in the N.J. area. Im solo so Im just looking for general liability coverage in case a mower throws a rock or something, or do some of the policies cover equipment? I got a quote for a .5 mil coverage for 745.00 a year and 1 mil coverage for 895.00 Thanks for anything you can throw my way!!