Insurance?

Discussion in 'Starting a Lawn Care Business' started by newjerseylandscaping, Oct 9, 2010.

  1. xclusive

    xclusive LawnSite Bronze Member
    Posts: 1,052

    A business license will run you $150/year and a commercial pesticide applicator license will cost $80/year and you need both of the these for your business if you wantto use pesticides. Not to mention you need insurance. Also you need 40 hours of on the job training or take a class for $125/class if the on the job training is not available to you plus you must pass a core and category exam.
     
  2. mvp landscaping llc

    mvp landscaping llc LawnSite Member
    Posts: 12

    You are the man! Thank you for posting that link! Helps out a great deal.
     
  3. xclusive

    xclusive LawnSite Bronze Member
    Posts: 1,052

    No problem anytime!!
     
  4. newjerseylandscaping

    newjerseylandscaping LawnSite Bronze Member
    Posts: 1,175

    hey xclusive thanks for the link, im gonna look trough it the next couple hrs. is the class and on the job traineing for the chemical licenses? thanks
    hunter
     
  5. cgaengineer

    cgaengineer LawnSite Fanatic
    Posts: 15,782

    I pay about $500 per year for 1 mil/2 mil, chems apps and mowing included, for another few hundred I can insure my equipment (I don't), you are at the insurance companies mercy for what replacement cost are for equipment...it is not full replacement cost, the will only give you market value.

    One claim and you are dropped in most cases, and maybe even blacklisted.
    Posted via Mobile Device
     
  6. newjerseylandscaping

    newjerseylandscaping LawnSite Bronze Member
    Posts: 1,175

    Xclusive when you say if you are disposing of grass and brush you need a dot number, what do you mean. i will be dumping it at a small farm i have a connection with, will i need a dot number? also do you know if commercial truck insurance is more expensive then regular for say a pickup? also do you eed to insure your trailer if it is open? i have a small open trailer for a few years now and they saild no. thanks
    Hunter
     
  7. cgaengineer

    cgaengineer LawnSite Fanatic
    Posts: 15,782

    Your trailer should be insured by the vehicle its attached to, but ask them directly and specifically...they will weasel out of anything and everything.
    Posted via Mobile Device
     
  8. newjerseylandscaping

    newjerseylandscaping LawnSite Bronze Member
    Posts: 1,175

    any i dea on the insurance
     
  9. Will P.C.

    Will P.C. LawnSite Senior Member
    Posts: 965

    you need to put in the legwork yourself and figure out what you need instead of asking the same questions over and over
     
  10. xclusive

    xclusive LawnSite Bronze Member
    Posts: 1,052

    You do not need the DOT # if you are dumping it on a farm. Im not sure about the insurance call an insurance rep for quotes. Trailer insurance is up to you, you have to see what your truck insurance will cover if you have a trailer hooked up to it. Also if you do not get commercial insurance on your truck then you cannot have it lettered up.
     

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