INSURANCE

Discussion in 'Lawn Mowing' started by bucktail, Aug 24, 2000.

  1. bucktail

    bucktail Member
    Posts: 67

    Who's got it and what do you pay? How much liability do you cary?
     
  2. Cutter1

    Cutter1 LawnSite Bronze Member
    Posts: 1,251

    I have full coverage on everything. I pay a certain amount for all the small things, blowers, trimmers, etc. My walkbehinds and Laser are seperate do to the fact that they are worth more. Two trucks, two trailers, all of my equipment, 1 million in liability, comes to a total of about 2500 a year. Which too me is pretty good. Insurance is a must. It helps to get accounts too.
     
  3. tslawn

    tslawn LawnSite Member
    Posts: 39

    $2 Million liability coverage; automobile insurance on 2 trucks and 2 trailers; replacement value on scheduled equipment (walkbehinds, ZTR and snow plow); insurance on all tools and other equipment. Yearly cost: $2600/yr.
     
  4. cos

    cos LawnSite Addict
    Posts: 1,253

    liabilty- $460 for 1 mill of coverage
    truck- $1700 (aprox.)
     
  5. DanG

    DanG LawnSite Member
    Posts: 234

    1 million on liability for property maintence & mowing, plowing etc.. (excluding excavating), and replacement value on mowers, trimmers etc.. -- costs me $750 & the farm dues which is another $75 a year
     
  6. yardsmith

    yardsmith LawnSite Senior Member
    from Ohio
    Posts: 627

    1 million liability (standard amt. nowadays)
    Inland marine coverage on equipment, trailer, etc.
    Full coverage for truck w/ snowplow ammendment
    Cost: about $1550 per year, & worth every penny!
     
  7. lawnMaster5000

    lawnMaster5000 LawnSite Senior Member
    Posts: 589

    what insurer do you use?
     
  8. Eric ELM

    Eric ELM Husband, Father, Friend, Angel
    Posts: 4,831

    Ditto on Smitty's post. I didn't want guys to think we didn't have insurance. I would hope everyone has all this insurance coverage.
     
  9. KirbysLawn

    KirbysLawn Millenium Member
    Posts: 3,486

    Same a s Smitty, Allstate and State Auto.
     
  10. AGG Lawn Maintenance

    AGG Lawn Maintenance LawnSite Senior Member
    from Elberon
    Posts: 422

    One Mill liability Insurance and Commerical truck insurance
    $2,500 a year.
    Travis AG&G lawn Maintenance
     

Share This Page