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Discussion in 'Lawn Mowing' started by Greenthumb, Jun 22, 2000.

  1. Greenthumb

    Greenthumb Guest
    Posts: 0

    Getting a little bigger and starting to pick up com. accounts,looking for qualty,and good price,any info would be helpful
  2. Barkleymut

    Barkleymut LawnSite Bronze Member
    Posts: 1,117

    You might want to talk to another lawn company in your area. I used Allstate for the first 2 years in business then found another company that charged about $400 less/year. Most policies are about the same. Just tell the agent you want good coverage and no problems if you ever have a claim. Also try an independant broker, they have dozens of different companies they can choose to sell from, so they can tell you who provides good service along with the best price. By the way, take care of this immediately.
  3. Lazer

    Lazer LawnSite Bronze Member
    Posts: 1,446

    For very competitive PRICING, call LandPro Direct (800) 272-6771
  4. Greenthumb

    Greenthumb Guest
    Posts: 0

    Lazer thanks land pro did the trick it only 24 doolers more than my regualar insuance
  5. TGCummings

    TGCummings LawnSite Senior Member
    Posts: 773

    I got a quote today from Allstate (who covers my vehicle) on liability. Seemed very high compared to what I've seen here. For 100,000/300,000 coverage the premium is $850/year. If I understand what I've read on some of these posts, some are getting $1,000,000 coverage for around $400/year, correct?<p>The Allstate policy also says they can only cover $2500 maximum per piece of equipment on their Inland Marine Insurance, and the deductible on that is $1000. I'm guessing that's high as well. Have any of you encountered a per piece maximum on Inland Marine?<p>-TGC
  6. Lazer

    Lazer LawnSite Bronze Member
    Posts: 1,446

    Forget about Allstate, get an insurer that handles our industry. <p>2500.00 max value with 1000.00 deductable? That not insurance!<p>The liablity premium is going to be based on sales, payroll or some other indicator that allows the underwriter to evaluate exposure.
  7. Grasscape Inc

    Grasscape Inc LawnSite Member
    Posts: 235

    Paying approx $600 for 1,000,000 liab.
  8. Scraper

    Scraper LawnSite Bronze Member
    Posts: 1,656

    Paying about $400 for $1m liability from Nationwide

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