insurance

Discussion in 'Lawn Mowing' started by dmk395, Oct 6, 2000.

  1. dmk395

    dmk395 LawnSite Bronze Member
    from Ma
    Posts: 1,003

    Just curious, but how much money do u guys spend a year in liability insurance?
     
  2. Richard Martin

    Richard Martin LawnSite Fanatic
    Posts: 14,700

    $500.00 a year. 1 mllion, 3 million.
     
  3. Bubba5

    Bubba5 LawnSite Member
    Posts: 20

    388.00 yr - 500k
     
  4. Keith

    Keith LawnSite Gold Member
    Posts: 3,977

    We're paying $900 a year for 1mil/2mil and that also includes inland marine for like up to $25k itemized and $5k non itemized on the equipment.
     
  5. MOW ED

    MOW ED LawnSite Fanatic
    Posts: 5,028

    Same as Keith but 600.00 less on the premium.
    100.00 deductable for everything.
    no claims on the policy. Thank God.
     
  6. dmk395

    dmk395 LawnSite Bronze Member
    from Ma
    Posts: 1,003

    Do these numbers include every guy who steps foot on your jobsite, or is this for one man operations?
     
  7. TGCummings

    TGCummings LawnSite Senior Member
    Posts: 773

    $550/year for $1/$2 million. $4500 inland marine itemized & $2000 general on equipment. One-man operation.

    Keith, Mow Ed, who are you using?

    -TGC
     
  8. dhicks

    dhicks Member
    Posts: 771

    Well, here in western Maryland, I pay $400.00 per year for liability ins. The policy is 1 million and 2 million for any given year. The policy also covers my trailer, equipment and tools against theft, fire, and God related activity.

    The best advise is to get multiple quotes. For example, some companies were asking anywhere from $388.00 to about $900.00 per year for the same coverage or less. So shop around.



     
  9. Ricky

    Ricky LawnSite Member
    Posts: 154

    $560 here for 1 mil. liability with $15K on equip. for $100 ded.
    This is for me alone.

    Ricky

    In His (lawn) Service
     
  10. MOW ED

    MOW ED LawnSite Fanatic
    Posts: 5,028

    Thru an independent agent:
    Integrity Mutual Insurance
    Need more e-mail me.
     

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