I have been on lawnsite since I got in the biz last year. The one thing I didn't do is go for insurance, because I only had a couple of accounts and one freebe I did for a soup kitchen. After searching the site I found no thread for this question of mine, how much insurance do I really need? I am very small right now, I am running a 48" Landscapers Supply w/b, w/a 15hp Kohler and have an older trailer. I know that when I pull it in my truck it is covered and on my property it is covered, but how much liability would be a right amount and what does that cost? Thanks for the help!