Insurance $$$$$

Discussion in 'Starting a Lawn Care Business' started by DND Outdoor, Jun 21, 2004.

  1. DND Outdoor

    DND Outdoor LawnSite Member
    Posts: 50

    Is anyone else paying $100 a month for liability insurance?
    For my small Company I thought that was pretty high for only 300,000 liability.
     
  2. CuttersCove

    CuttersCove LawnSite Member
    Posts: 42

    DND,

    That seems about right. Who is your insurance company?
     
  3. draftlawncare

    draftlawncare LawnSite Member
    Posts: 225

    that seems awful high i pay 330 a year for 1 million liability
     
  4. Up North

    Up North LawnSite Bronze Member
    from MN
    Posts: 1,063

    draftlawncare, $330 is a great rate. I pay $360 a year for $300,000 but may bump it up as I am getting more commercial accounts and some commercial customers require $1,000.000.

    Buck
     
  5. DND Outdoor

    DND Outdoor LawnSite Member
    Posts: 50

    right now I was using Farmers because they have home and auto but I think I will shop around
     
  6. CuttersCove

    CuttersCove LawnSite Member
    Posts: 42

    Hmm, now you guys got me thinking. It seems it's time to start looking.

    But I do know Farmers is one of the higher costing insurance companies.
     
  7. EastProLawn

    EastProLawn LawnSite Bronze Member
    Posts: 1,110

    I pay about $500 a year for 1.25 million in coverage.
     
  8. Josh18

    Josh18 LawnSite Member
    from AL
    Posts: 64

    I am paying $430 a year for $200,000. Mine is thru Alfa
     
  9. draftlawncare

    draftlawncare LawnSite Member
    Posts: 225

    after looking at my bill i found out i pay $412 a year for $1,000,000 with $ 0 deductible last year it was $330 but still i dont think thats a bad price. Prices keep going up but then it might have had someting to do with the car i backed into with the mower last season
     
  10. J and M Mowing

    J and M Mowing LawnSite Member
    Posts: 26

    Joshua18...you're getting ripped off.
     

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