I got a quote for my liability insurance and equipment theft w/ $500 deductible. THe liability is 1 Mil per incident with 2 mil agregate limit. I am effected by Michigan Liability laws. Was just curious if this was in the ball park. This doesn't include truck, thats insured through separate policy. I realize I may be newbie and may be called scrub by some but I won't work without liability insurance.