Insurances

Discussion in 'Starting a Lawn Care Business' started by landethics, Jul 24, 2006.

  1. landethics

    landethics LawnSite Member
    Posts: 4

    do any of you know any good insurance companies to use for liability insurance? we are just starting up and want to get an idea on the cost.

    thanks!
     
  2. onthesidelawncare

    onthesidelawncare LawnSite Member
    from Jax. FL
    Posts: 43

    Nationwide next door to tools for a time on old st augustine seem to have good prices.
     
  3. fiveoboy01

    fiveoboy01 LawnSite Silver Member
    Posts: 2,988

    I pay 1600 a year. This is full coverage for all my equipment and my pickup truck(see sig for equipment list).

    Also that is 1mil liability, and there's other coverages like physical damage and bodily injury I think. Don't have the policy in front of me...
     
  4. landethics

    landethics LawnSite Member
    Posts: 4

    who do you have your policy with?
     
  5. landethics

    landethics LawnSite Member
    Posts: 4

    who do you have your policy with?

    Thanks!!!!!
     
  6. PMLAWN

    PMLAWN LawnSite Gold Member
    Posts: 3,535

    Right at 800 for the year --- With Hartford.
     
  7. mblackburn

    mblackburn LawnSite Member
    Posts: 41

    very important...this insurance especially one that covers your expense if your injured..aaflac..lol

    My dad is a contractor..not lco and fell through a roof today and injured himself badly...his livelyhood depends on him being able to work so the medical bills are bad enough, but no income is worse his helper also depends on him to be able to work...insure all the way its the first luxury you should afford yourself

    Fyi I hit a rock with a mower and slammed a customers pickup (luckily we found no dent must have hit the rims or a plastic part) with it (40,000 dollar truck 35 dollar yard) again ...insurance...its absolutely the first thing you should get
     
  8. Runner

    Runner LawnSite Fanatic
    Posts: 13,494

    I'm around a grand through Allied. This covers spraying and limited aerial also, though.
     
  9. fiveoboy01

    fiveoboy01 LawnSite Silver Member
    Posts: 2,988

    Secura Insurance.
     
  10. jeromet

    jeromet LawnSite Member
    Posts: 14

    $398.00 a year with alfa, you can can pay by the month with the first two payments up front. But I have my home and vehicles with them
     

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