Well after a few years of lurking on this forum I have decided to join. I am just starting out, so I apologize if I sound like I do not know much, because I do not. Most of the laws I take care of are rather small and many of them have fences, so I need a good 21 inch mower. So far I have narrowed my choices down to two choices- the Honda HRC216HXA and the Exmark Commercial 21 X-Series. I do have a few questions regarding these two mowers. 1. The Honda HRC seems to have a great reputation because it is a well-established mower, while the Exmark is a newer mower and not as many people have used them. Would anyone who has owned any of the X or even S series models give me their opinion of them? I only talked to one owner, and he absolutely loves his. I was wondering if anyone else loves their mower just as much. 2. How is the overall mulching and bagging performance of these two mowers? I tend to bag most of the lawns I take care of, but good mulching performance would be something I would like to see as well. 3. What do most people think is the better engine, the Kawasaki Kai or the Honda GXV? I do like the fact the Kai has an oil filter (Note this is if I decide on the Exmark, I know the Honda only GXV) Thank you for your time and any opinions would be much appreciated.