I had to use olddebts.com today. Did some landscaping for what was a good customer last year. I let her make payments on it. Payments were few and far between and eventually non-existent. I hated to do it, but she forced me to. I just ordered the letter package. If that doesn't work then I will have it reported to the credit bureaus. I will post how it works out using olddebts.com.