i think this is something that we are all goin to deal with from time to time. i hear ya on the indian people....man they are ALWAYS out to get something for nothing...a bunch of cheap asses IMO. I cut this one indian lady's lawn(with was in a very nice upscale neighborhood) last year. I didnt get payed for 3 months. i sent her 2 or 3 notices in the mail and finally got a check.I had the same thing happen with another indian couple that owns a rental house that i mowed.Took FOREVER...I told myself after that i wont be doing anymore work for them. I did a mulch job for a lady a few weeks ago...good size yard....id say atleast 3/4 acre. took 16 yards of mulch...anyway when she was paying me (like i always do) i tried to get some more business so i asked her who mows her lawn. She said that a business mows it for $25 i told her...well if i were you i would hold on to that as long as you can because i personally wouldnt touch it for less than $40. GAH that really pissed me off.these guys probably arent even licensed or insured. The way i look at it is they arent a threat because they wont be in business very long.