I finally did it! I traded my John Deere F932 for a new Zubota ZD21. I paid $2300 difference including tax. Do you guys think I got a good deal? The dealer does not have one in stock, but will place a order and I hope to have it in 2 - 3 weeks. After listing to you guys on this forum, I decided to purchase a ZTR. I bought the machine unseen and hope Kubota lives up to its reputation. I hope it is faster and cuts better that the front mount John Deere!!!!!