This morning, we head out on our monthly invoice drop off run. At one location, we are greeted with a long face. Long story short....on Jan 13, 2007 an elderly lady slipped and broke her right hip, right shoulder and fractured her right wrist. Obviously she is suing us for a substantial amount. From the inception of our biz, I was a huge proponent for insurance. My partner said no way, I went ahead and did it anyway. We carried 2 million and now we have 5 million. If I decided against it, I can only imagine what the outcome would be. Just sharing...thats all.