For being young (19) I have had a hard time getting all the equipment I need. Over the last few months I had tried getting more credit cards and all the answers for declining was that my credit was maxed out. Being 19 I have 2 credit cards and two loans out under my name one for 7K and the other for 6K Im in need rite now of a new Z rider and either a mitsubishi cabover with landscape bed or 14 ft. dump. Someone told me with my credit problems that leasing is the way to go since what you lease isnt yours till the end of the lease if you choose to buy out the vehicle or equipment. Is leasing the way to go if you have run near the end of your credit limits?is it easier to get a lease when you cant finance anymore? On one of the loans I have a co-signer being my mom. I have a feeling I have ran her near her credit limits being that I have out 2 dirt bikes, 1 enclosed trailer a F-350 truck and a few other things. I have been lucky that I have her to help me with the financial things but now its time to kinda of step back from mowing and let the employes take over. And over my dead body they are using my truck so I need another vehicle and a Z rider....leasing was a thought maybe you guys can fill me in on which direction to go. I have also tried getting a 40K line of credit and got turned down do to NO credit for the company which I saw that comming they wouldnt let me apply for a line of credit for personal use it had to be through the company.