1. Missed the live Ask the Expert event?
    Not to worry. Check out the archived thread of the Q&A with Ken Hutcheson, President of U.S. Lawns, and the LawnSite community in the Franchising forum .

    Dismiss Notice

Liability insurance for lawn bus. in Michigan

Discussion in 'Business Operations' started by Integritylawncare, Apr 7, 2007.

  1. Integritylawncare

    Integritylawncare LawnSite Member
    Posts: 55

    I would like advice on insurance prices and carriers for business liability insurance for small lawn care business in Michigan. I picked up my first commercial account this spring and after it stops snowing will start cutting. The business requires liability insurance and I am now shopping around for coverage and pricing and would like advice. Also how do people handle using a tow vehicle without commercial insurance coverage? Thanks in advance. When will it stop snowing?
  2. Grassmechanic

    Grassmechanic LawnSite Silver Member
    Posts: 2,697

    If you are a new business, prepare to pay through the nose. Ck with Farm Bureau, or an independant agent.
  3. Alpha01

    Alpha01 LawnSite Member
    Posts: 63

    If you are need only General liability, I pay about $750 per year. 1,000,000 per occurance. its cheaper if its 500,000 per occ. you should check your contract. I use harrysville insurance company. Bridges and Tanjeras insurance office. call 248-651-8500. If you have letters on your truck you must have commercial insurance. your personal vehicle insurance will be voided if you get in an accident and have letters on your truck.

Share This Page